Severin Investments, LLC

Financial Services

Severin Investments provides financial consulting at an hourly fee. Clients in our managed portfolios are charged a reduced fee, and may even receive complementary consulting services depending on the consulting project. Consulting services include financial planning, recommendations for active 401(k)s, cost basis calculations, and insurance planning. Other consulting services are available upon request.

We know that your needs are unique, and we need to understand them in order to provide you with the best possible service. That's why Severin Investments offers complementary investment plans to all of our clients with managed accounts. Comprehensive financial plans are also available at an hourly rate for those who feel more comfortable with extra guidance or have complicated finances. Regardless of where you are in your life, you can count on Severin Investments to help you plan for what's most important to you.

Severin Investments LLC can help entrepreneurs and business owners manage, preserve and transfer their wealth. We can also build and manage employee 401k plans or Simplified Employee Pension (SEP) plans. Our personal touch and blended portfolios make us a unique player in the retirement plan industry.

Severin Investments LLC is a private portfolio management firm that manages several blended portfolios of stocks, bonds and ETFs. These portfolios are designed to meet our client risk objectives, income needs, and provide liquidity. As portfolio managers, we take a fundamental and tactical approach to managing your investments. We start by creating a complementary investment plan, which helps us determine your risk tolerance and needs for the account. The investment plan acts as a guide to help your advisor choose the appropriate portfolio for you. Any time your risk tolerance changes, we can move to a new portfolio without any added charge to you. Unlike other most other advisors, Severin Investments LLC offers a wrap fee program, which encompasses the advising fee, portfolio management fee, and trading costs. This provides our clients with a reasonable, consistent fee. Unlike annuities, most of which have hidden fees and lock up your money, Severin Investments allows you to access your money whenever you need it. There are no surrender penalties or minimum contract lengths.

Severin Investments, LLC provides comprehensive financial planning as a stand-alone service or as part of your overall wealth management relationship with the firm. Your plan will be tailored to your unique goals and financial situation. Stress Test Your Retirement Goals: We simulate real-world scenarioslike high inflation, market downturns, and potential Social Security cutsto identify weaknesses before they become problems. Optimize Investment Strategies: We help you evaluate how different investment vehicles impact your long-term outcomesand show you how to diversify strategically for greater growth, protection, and tax efficiency. Income Planning: Turn your savings into a steady income stream you can count on. We design income plans that adjust with inflation, support your lifestyle, and protect against outliving your assets. Tax-Efficient Strategies: Minimize what you owe and keep more of what you've earned. We explore powerful strategies like Roth Conversions, Qualified Charitable Distributions, and Donor-Advised Funds to potentially reduce your tax burden and enhance your legacy.

Severin Investments LLC, can help you move your old 401Ks from your employer into an IRA. This allows you to work with a fiduciary who can actively manage your investments in your best interest, and provide more investment opportunities than just the funds available in your 401k plan.

Jeffrey J Severin, president of Severin Investments LLC, worked for John Hancock Financial Services from 1991 to 1998 specializing in estate planning and estate planning seminars. His daughter, Tess Severin Butler, JD, is an attorney who provides estate planning expertise to our clients. We can work with your attorney or provide a trusted referral for your documents.

Severin Investments LLC is not a tax planning company but we do work with a few CPA firms or we can work with your CPA.

Severin Investments LLC can work with you on insurance planning. However, we do not sell insurance products.

Severin Investments LLC can discuss the pros and cons of annuities, provide annuity education, and review and provide a recommendation on an annuity you are considering. We do not sell annuities or insurance products at our firm.

Severin Investments LLC will do education funding and planning. This service is done for a fee.

Severin Investments LLC will review your portfolio regularly to keep you on target. Your portfolios will be rebalanced as necessary to maintain the right mix according to your financial plan.

Whether you are planning for retirement, future health care needs, funding an education, or leaving a legacy for the next generation, Severin Investments LLC will create a wealth management plan to help you realize that goal.

Severin Investments LLC invests across asset classes to help improve investment performance as well as curb volatility due to market, interest-rate, inflation or credit risks. Using targeted allocations diversified by asset class and market sector we help clients meet investment objectives and manage risk.

Money Management requires significant time. Severin Investments LLC provides a range of portfolios to help you achieve both short-term and long-term financial goals based on your risk tolerance. We will also monitor market changes and update your portfolio to help stay on course of your goals.